Personal Property

This provides worldwide coverage for your personal property. Your personal property is also covered at a secondary dwelling, such as a cabin or a vacation home.
Your personal property is covered against these losses:

• Fire or lightning
• Windstorm or hail
• Explosion
• Riot or civil commotion
• Falling objects
• Smoke, if sudden and accidental
• Vandalism or theft
• Weight of ice, snow, or sleet
• Sudden and accidental discharge or overflow of water or steam from a plumbing, heating or air-conditioning system or household appliance
• Sudden and accidental tearing apart, cracking, burning or bulging of a steam, hot-water, or air-conditioning system or appliance for heating water
• Freezing of a plumbing, heating or air-conditioning system or household appliance
• Sudden and accidental damage from artificially generated electrical current*
• Collapse of building

*Does not include loss to tube, transistor or similar electronic component

Personal Liability

Your Personal Liability coverage pays for bodily injuries to other people or damage to their property if you are liable resulting from:

• Unintentional acts committed by qualified family members, while engaged in such activities as hunting, fishing or other sports
• The acts of your pets
• Unintentional acts committed by you or qualified family members, either on or off your premises

Legal expenses—You are covered for expenses in a suit defended on your behalf, such as court costs, attorney fees, investigator fees, expense of witnesses and witness fees as well as the premium on appeal bonds and bonds to release attachments.

File Claim - Comming Soon